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الولايات المتحدةالاقتصاد والبنوك المركزية01‏/09‏/2026، 7:04 م

الإنجليزية

Student-loan borrowers have 1 month to enroll in a temporary repayment benefit

Student-loan borrowers who enroll in autopay can receive an interest-rate reduction. Brendan SMIALOWSKI / AFP via Getty Images Student-loan borrowers can enroll in autopay by September 30 to receive an interest rate reduction. The benefit is available for 2 years, and borrowers who default are ineligible. It comes as borrowers are navigating higher bills from Trump's repayment overhaul. The deadline for student-loan borrowers to receive a lower interest rate is fast approaching. Borrowers who enroll in autopay by the end of the day on September 30 will receive a temporary 1-percentage-point reduction on their student-loan interest payments, starting immediately. The benefit, which took effect July 1 for borrowers already enrolled in autopay, will last through June 30, 2028. A borrower would see moderate savings over the two-year period: A graduate program borrower with $50,000 in student debt and a 7.94% interest rate could save nearly $23 a month. Autopay allows student-loan servicers to automatically deduct a borrower's monthly payment from their bank account. Borrowers currently enrolled in autopay already receive a quarter-percentage-point reduction in their interest rate. With

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